• VALR has launched the USD Private Credit Token (USDPC), making it the first African crypto exchange to offer tokenised private credit.
  • USDPC offers exposure to a portfolio of senior secured, asset-backed loans in North America, targeting annual returns of 8–10%.

In a landmark move for Africa’s financial landscape, VALR, the continent’s largest crypto exchange by trade volume, has announced the launch of the Garrington Capital USD Private Credit Token (USDPC) on its platform.

This initiative marks a major step in bridging traditional finance and blockchain technology through the tokenisation of real-world assets (RWAs).

VALR becomes the only African crypto exchange to offer USDPC, a yield-bearing crypto asset backed by the Garrington Private Credit Strategy.

The token represents exposure to a diversified portfolio of senior secured, asset-backed private loans across North America, targeting annual returns of 8–10%.

Issued by RainFin, USDPC aims to provide asset managers, stablecoin holders, and businesses with a new route to diversification, currency protection, and risk-adjusted returns.

Access and Liquidity

Previously limited to institutional clients, USDPC is now available to all VALR customers via the exchange’s OTC desk.

Enhanced liquidity is offered through daily repricing, 7–30 day redemption windows, and best-efforts same-day liquidity.

VALR is also preparing to launch its VALR Invest platform to streamline the subscription and redemption process and expand its offering of tokenised financial products.

USDPC is backed by Garrington Capital’s seasoned credit strategy, which has deployed over $6 billion since 1999. The investment approach focuses on capital preservation and diversification, with 99% of its current 105+ asset-backed loans being first-position senior secured.

The token is brought to market in partnership with RainFin, a leader in tokenising debt instruments and a licensed financial services provider.

This collaboration underscores VALR’s commitment to making high-quality investment products accessible to broader markets and advancing financial inclusion in Africa.

Edited by Annette George