• Decentro has raised ₹30 crore in a Series B round led by InfoEdge Ventures, with participation from Stargazer Growth and Uncorrelated Ventures.
  • The startup, which processes ₹50,000 crore in annual payment volume, plans to relocate its parent entity from Singapore to India.

Y Combinator-backed fintech infrastructure startup Decentro has secured ₹30 crore in a Series B funding round, led by InfoEdge Ventures. The round also saw participation from Stargazer Growth, backed by Groww CEO Lalit Keshre, and existing investor Uncorrelated Ventures.

The Bengaluru-based startup plans to channel the fresh capital into accelerating enterprise adoption, expanding product capabilities, and enhancing its go-to-market strategies across banks, NBFCs, fintech platforms, and digital lenders.

“Our goal has always been to make financial and banking infrastructure simple, secure, and reliable at scale,” said Rohit Taneja, Co-founder and CEO of Decentro.
“This fundraise allows us to double down on what’s working—deep partnerships with enterprise customers and products that power mission-critical financial flows.”

Founded in 2020 by Taneja and Pratik Daudkhane, Decentro provides an API-based platform offering services ranging from business and customer verification to payment collections, disbursals, and AI-powered debt recovery. The platform claims to process over ₹50,000 crore in annual payment volume while serving more than 1,300 businesses.

Among its latest innovations are Scanner, a real-time user profiling and risk assessment engine widely adopted across the BFSI and e-commerce sectors, and Neobot, India’s first multilingual AI voice agent designed for automated debt recovery. Neobot aims to address India’s mounting non-performing assets (NPAs), which now exceed ₹10 lakh crore.

Payments remain Decentro’s primary revenue stream, though its AI products are reportedly seeing growing traction across industries.

In a move signaling strong confidence in the Indian market, Decentro also announced plans to shift its parent company’s base from Singapore to India within the next 12 to 18 months.

“This flip is a strong statement of our belief in India’s capacity to foster and scale global financial infrastructure companies,” said Daudkhane.

The latest investment reaffirms a growing trend: investor confidence in fintechs that are building the plumbing of financial ecosystems rather than chasing direct-to-consumer scale. For Decentro, it’s a nod toward sustainable, infrastructure-led growth in one of the world’s fastest-evolving digital economies.

Edited by Harshajit Sarmah